Real People, Real Money Stories

We started ryvelonatara because we kept meeting people who felt completely lost when it came to managing their money. Not because they weren't smart, but because no one had ever shown them the practical stuff that actually works.

How We Got Started

Back in 2018, I was working as a financial advisor and kept seeing the same pattern. People would come to me with complicated investment questions when they hadn't figured out basic budgeting yet. It was like wanting to run a marathon when you're still learning to walk.

The turning point came during a community workshop in Hobart. A young couple shared how they'd been living paycheck to paycheck despite both having decent jobs. After just three weeks of using simple tracking methods, they found over 0 in monthly spending they didn't even realize was happening.

"We don't teach complex financial theory. We focus on the practical skills that help people sleep better at night because they know where their money is going."

That's when it clicked for me. Most financial education skips right over the fundamentals. People need to master budgeting before they worry about investment portfolios. They need systems that work with their actual lifestyle, not theoretical perfect scenarios.

Since then, we've helped hundreds of Australians build confidence with their finances. Not through get-rich-quick schemes or complicated strategies, but through solid foundational skills that work in the real world.

Rhianna Blackwood

Financial Education Director

Years Teaching Budgeting

Our Teaching Philosophy

Financial skills should be practical, realistic, and tailored to how people actually live their lives.

Start With What You Have

We don't assume everyone starts from the same place. Our methods work whether you're earning k or 5k, whether you're single or supporting a family. Your current situation is your starting point, not something to be ashamed of.

Build Habits, Not Rules

Strict budgets break when life happens. Instead, we teach flexible systems that adapt to unexpected expenses, changing income, and real-world messiness. The goal is progress, not perfection.

Focus on Understanding

We explain the why behind every technique. When you understand how money flows through your life, you can make smart decisions even in situations we haven't specifically covered. Knowledge beats memorizing rules every time.